The Fraud Solution Your
Merchants Will Praise You For
Increase Acceptance Rates by up to 11%
More than 16% of e-commerce sales are declined because the issuer does not have enough information to authorize the purchase. We can do better. Find out how PAAY provides issuers with the data they need to authorize transactions and increase your acceptance rates.
Eliminate up to 90% of Chargebacks
When a customer calls their bank and claims they “didn’t make the purchase,” it shouldn’t be on you to refund the buyer. Instead, PAAY shifts the chargeback liability off of you, and onto the issuing bank. Yup, that’s right. The chargeback doesn’t hit your account. Find out more.
How PAAY Works
PAAY is a certified provider of EMV 3DS (also known as 3DS2). Our solution is completely frictionless, and authenticates cardholders with no interruption to the customer experience at checkout. Each time a transaction is authenticated, it is protected.
01 Cardholder enters cart checkout
02 Authentication occurs behind the scenes
03 Transaction is sent for processing
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Certified By —
Access our Partner Platform
Our Partner Platform enables you to onboard new merchants, set custom pricing, and monitor authentication rates across multiple merchant accounts.
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Onboard new merchants and create API keys
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Set custom pricing per merchant
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Monitor transactions and authentication rates
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Add new users within your organization
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Analytics: breakdown by card type, amount, and authentication
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Customer service and support
Pricing
Say goodbye to setup and integration fees! We do not charge for merchant integrations. We’re here to make 3DS simple.
Monthly Volume
Under 15M transactions / month
Over 15M transactions / month
Our Fee
Starts at 10¢/authentication request
Please speak to a sales representative
Partner Platform Access
Classic
White Label
Enterprise
Our Fee
Included
BETA - Please speak to a sales representative
$1,000/month
Integration
The EMV 3DS integration has never been easier. Our JavaScript SDK does all the heavy lifting. We also offer complimentary merchant integrations as well as technical support for customers that prefer to do the integration in-house.
