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Why EMV 3DS?
Chargeback protection Increase Authorizations Comply with PSD2/SCA
Partnership Program
Learn more about our partner program and how you can activate a new revenue stream by providing merchants with 3-D Secure.
How does the liability shift work?
Which reason codes are protected? Which are not? Download our one pager to find out.
How It Works
PAAY sits between the shopping cart and the gateway; authenticating transactions in real time with absolutely no lag.
Serverless Integration
PAAY's new serverless integration allows merchants to implement 3DS in a matter of minutes.
PAAY and traditional fraud tools
The benefits of our EMV 3DS solution in combination with traditional fraud tools