01
Increase Acceptance Rates
02
Eliminate Chargebacks
03
Be PSD2 Compliant
3-D Secure 2
Consumer Authentication:
It PAAYs
Millions of purchases are made around the world every minute. All it takes is a click or a tap, and in that millisecond of a purchase, lives PAAY.
It’s hard enough to make sales online, let alone lose them to fraudulent chargebacks or false declines. As a certified provider of EMV 3-D Secure, we authenticate buyers to protect purchases for merchants. Our mission is to give merchants back choice and control of their destiny.


Certified By —
PAAY Puts EMV 3DS to Work for You
Optimized For Multiple Payment Environments
Protect purchases made via web, mobile, and call centers.
No Interruption To Your Customer's Checkout Experience
Authentication happens behind the scenes, unseen by the cardholder
Set It And Forget It
Let our javascript SDK do all the heavy lifting
Cloud Based
No outbound calls needed, and deployed locally to eliminate lag time.
Our Partnership Program makes it easy for Payment Service Providers to offer a simple, secure, and seamless EMV 3DS solution.

